Abstract: Credit risk assessment is one of the most important banking functions. It provides a basis for estimating the default risk of borrowers, which thereby influences lending decisions in the ...

AI disruption is pressuring BDC software loan portfolios—rising non-accruals, NAV/dividend risk, and 2021–2022 peak loans ...

Learn how to create contour plots in Python using NumPy’s meshgrid and Matplotlib. This step-by-step tutorial shows you how to generate grids, compute functions over them, and visualize data ...

Experts say that the proposed fund aims to reduce risk perception among lenders and private developers, a key hurdle that has ...

Credit deterioration seldom happens suddenly. The earliest signs of weakness emerge long before financial statements or ratings acknowledge them. Today’s regulations require a more proactive approach ...

Income-seeking investors should consider increasing interest rate risk, or duration, in the bond portion of their portfolios while minimizing additional corporate credit risk. It had been easy to ...

Risk concerns and falling interest rates are top of mind for many nonbank lenders as the private-credit industry looks to the year ahead. In 2025, credit-fund managers had to contend with high-profile ...

Dec 24 (Reuters) - U.S. investors may soon have access to a greater array of products ‌tied to asset classes like private credit and crypto as ‌the Trump administration and SEC push to open markets, a ...

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Artem Lalaiants is the Founder and CEO of RiskSeal with 10+ years in fintech and deep expertise in alternative credit risk scoring. In digital lending, the first risk decision isn’t about ...

The average VantageScore credit score was 701 in October, within a scale of 300 to 850. That's steady from a month earlier, and down just one point from October 2024. VantageScore CEO Silvio Tavares ...

There's a divergence when comes to consumers' credit, and it's likely to continue into next year. The so called "k-shaped economy" is having a direct impact on how and when consumers repay loans and ...