Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, ...

A state-by-state summary of which businesses need workers’ compensation insurance and how to buy it. Many, or all, of the products featured on this page are from our advertising partners who ...

Workers' compensation premiums for small businesses depend on several factors, but some are within your control. Many, or all, of the products featured on this page are from our advertising partners ...

Last Thursday, the Insurance Information Institute sent ProPublica and NPR a letter challenging our investigation into workers’ compensation reform laws and the impact they’ve had on some workers. The ...

Workplace injuries are a reality for your business because workers can be injured while performing numerous tasks. The United States Bureau of Labor Statistics reported 2.6 million nonfatal workplace ...

Some one-person businesses with no employees required by state law to carry workers' compensation insurance choose to buy a "ghost policy". A ghost policy is a specific type of workers' compensation ...

When workers suffer injuries on the job, or sustain illness or injury away from the job that result in absence from work, in some cases disability or workers' compensation benefits are available.

How Does Workers’ Compensation Insurance Work? Your email has been sent Correctly calculating workers' compensation premiums is an integral part of payroll. Learn what workers' comp is, how it's ...