Refunds typically take about three business days to appear on your account. However, the time to get a refund on your credit card depends on the issuer and merchant policies. Getting a debit card ...

Why do you need to know how credit cards work? Because once you get a grip on the life cycle of a credit card transaction, you’ll have a clearer idea of how to use credit cards responsibly and stay ...

Accredited Debt Relief reports that higher credit card limits can lead to overspending and increased debt; managing limits ...

Paying only the minimum keeps your card current, but it can trap you in debt for years and cost thousands in interest.

Knowing how credit cards work can save you headaches and cash. In a nutshell, credit cards provide access to a revolving line of credit that allows you to make purchases that can be paid off later.

Your credit limit can be slashed without warning, even if you've never missed a payment. Here's why it happens and how to protect your credit score.

Farmington Hiills-based GreenPath Financial Wellness sees many consumers who turned to credit cards to make ends meet once ...

Discover how semi-secured credit cards help build credit with a deposit-backed limit. Explore the benefits, risks, and how ...

You may want to spend your credit card points now, expert says — but not because of the potential for a 10% interest rate cap ...

Lucy Lazarony is a veteran financial journalist with nearly 30 years of experience covering credit, credit cards, and consumer finance. Her work has appeared in top-tier publications, including ...