In a recent YouTube video, Rachel Cruze, financial expert and author, laid out a plan to pay off debt quickly this year.

The popular podcast host shares five quick & painless ways to erase your debt in 2026.

Here’s what you should consider when choosing a strategy.

To pay your debt off fast, you could consider an option that gives you an upfront lump sum of cash, like a home equity loan.

Getting out of debt can be challenging and complex. Short of making minimum payments to chip away at your credit card bills or earning extra money through a side gig, just how do you avoid the dreaded ...

Consolidating credit card debt with a personal loan means taking out a new personal loan, using the loan proceeds to pay off credit card balances and then paying off the new loan. Consolidating ...

MEMPHIS, Tenn. - Americans owe more than one trillion dollars of credit card debt. Memphis is home to the highest rate of severe credit card delinquency among young adults, according to Federal ...

Money expert Dave Ramsey has long championed his “7 Baby Steps” as the roadmap to financial freedom. According to his plan, you should pay off all non-mortgage debt and fully fund an emergency savings ...

Learn the best strategies for whittling down what you owe, depending on how much debt you have. This page includes information about these cards, currently unavailable on NerdWallet. The information ...