A lender’s decision between taking a fixed charge and taking a floating charge requires it to weigh a multitude of pros and cons. A fixed charge ranks ahead of an earlier floating charge that has not ...

The characterisation of fixed and floating charges remains a complex area, not least with respect to new intangible asset types. For secured creditors, the validity and enforceability of their ...

A significant amount of the Fixed-To-Floating Rate Preferred and Baby Bond securities tied to 3-Month Libor are above initial coupon rate when they float. Recent legislation removes risk associated ...

I haven't had a mortgage on my house in years. When I did, I had two strategies to cut my costs. First, when my rate was over 8%, I made extra payments. Compared to the mutual fund's return I used to ...

Led by the Federal Reserve’s campaign of increasingly large hikes, interest rates have risen meaningfully year-to-date. Conventional wisdom would guide investors to sell fixed income — a reflection of ...

Borrowers with shorter tenures of five to seven years, tight monthly budgets, or uneven income streams may prefer the certainty of a fixed EMI. With RBI holding repo rate steady, home loan rates are ...