When choosing life insurance, you'll often choose between the most common and temporary option, known as term, or the permanent ones, such as whole and universal. However, you can have the best of ...

Term life insurance is generally the most cost-effective option for covering temporary financial obligations with life insurance, like a mortgage or your child’s college education. The average monthly ...

Best for health conditions: Guardian Life. Best for term length options: MassMutual. Best for customer experience: Northwestern Mutual. Best for social responsibility: Thrivent. Best for high coverage ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Thomas J Catalano is a CFP and Registered Investment Adviser with the state of South ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Myles is a former senior insurance editor for Investopedia. He oversaw the strategy ...

Guardian and MassMutual top our list of the best term life insurance companies in 2025 — see how companies compare. Many, or all, of the products featured on this page are from our advertising ...