Bill Bengen, the retirement researcher who created the well-known 4% rule, has a message for early retirees: you might be living more frugally than necessary. "I think they're cheating themselves a ...

Since the 1990s, the 4% rule has been an easy way for retirees to determine how much they can safely withdraw from their retirement accounts without fear of running out of money over a 30-year period.

Plenty of retirees have heard of the 4% rule. Some, feeling confident after a strong decade of portfolio growth, quietly ...

The most talked-about retirement rule of thumb just got a serious update. Bill Bengen, the financial planner who popularized the now-legendary "4% rule," has revisited his calculations. His latest ...

But the rule no longer stands, says its inventor, Bill Bengen. Instead, he recommends retirees plan on spending 4.7% of their savings in their first year and every year after, adjusted for inflation.

In the early 1990s, in response to client questions, William “Bill” Bengen initiated research on the sustainability of withdrawals from stock and bond portfolios. He first published his research in ...

Bill Bengen is the creator of retirement's famous 4% rule, which posits that retirees should be able to withdraw 4% of their savings and investments in their first year of retirement and then adjust ...

Bill Bengen, the father of the 4% rule, agrees that a 4% withdrawal rate doesn't work for everyone. Most retirees can withdraw more without worrying about running out of money. The ideal withdrawal ...