Insurance provides financial protection by covering risks like accidents, health issues, or property loss, helping individuals and businesses manage uncertainty.

In my last column, I explained automobile insurance coverage motorists must carry to drive legally in Pennsylvania. Today I will talk about optional coverages. The optional physical damage coverages ...

Lorraine Roberte is an insurance writer for Investopedia. As a personal finance writer, her expertise includes money management and insurance-related topics. She has written hundreds of reviews of ...

What is a car insurance deductible, and how does it work? If you have ever shopped for auto insurance, you have likely come across the word “deductible” in your policy options. For many drivers, it is ...

Say, hypothetically, one day on your way home from work, you hit a patch of ice and slide into a guardrail. The next day, your local repair shop quotes you $4,000 to fix the damage. Who pays for those ...

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